Dallas/Ft. Worth Area: 214-550-3754
Houston Area: 281-725-6373
San Antonio/Austin Area: 512-410-7343

Toll Free: 877-776-7391

Property Tax Funding Blog

Property Tax Lending a Solution for Increasing Property Taxes

Posted on Mon, Oct 19, 2015 @ 09:10 AM

Increased Property Taxes vs. Increase in Household Incomes

Those in the Lone Star state know the only thing certain in life is death and taxes. However, for many real estate owners, skyrocketing property taxes have them scratching their heads. In Texas, when a borrower is delinquent on their payments, it sparks a series of severe penalties that can tack on an additional 48% of the delinquent tax bill in just one year. For many, climbing out of this additional debt is virtually impossible. Property owners find themselves facing foreclosure, bankruptcy or worse.

Read More

Why Regulators Continue to Allow Property Tax Loans in Texas

Posted on Mon, Feb 09, 2015 @ 15:02 PM

It’s no secret that politicians, banks and consumer groups have learned how to use negative press to their advantage when seeking to sway public opinion about a particular issue. And within the state of Texas, they’ve spent alot of time, energy and money trying to change the public perception of the entire property tax lien process and especially companies like ours (link to home page) that offer property tax loans.

But with so much effort spent trying to change public opinion on this subject, why is it that Texas lawmakers continue to stand behind the concept? The bottom line is that these loans are handled in an ethical manner and have a tangible benefit to consumers.

Read More

The Impact of Regulation, Licensing, & Competition on Texas Property Tax Loans

Posted on Mon, Feb 09, 2015 @ 15:02 PM

Although some have tried to cast Texas property tax loans in a bad light, they’ve only grown in popularity in the last six years. In 2008, just 8,949 people received this form of assistance to help pay the taxes owed on their property. However, just three years later, 12,686 had benefited from these lien transfers. While there are plenty of ways to help explain these numbers, the impact of regulation, licensing and competition has certainly played a role.

A Brief Introduction to Texas Property Tax Loans

Let’s begin with a quick overview of what these loans entail. To be accurate, they’re not actually loans at all. Instead, they’re lien transfers. When someone finds themselves severely delinquent on their taxes, they don’t face too many options. They can try to raise the money on their own, but the amount is often thousands of dollars. In fact, the average lien transfer in 2013 was for just over $12,000.

Making matters worse is that the property owner is also faced with mounting interest, making each payment they miss all the more difficult to pay off. On top of that, if they don’t get the money they need in enough time, they could lose their property to foreclosure. With a lien transfer, those in trouble can transfer the property tax obligation on their property to a lender as collateral and, in return, the lender will pay off their tax debt. The borrower then has years to pay off the amount, generally in monthly payments.

Read More

Texas Property Tax Loan Foreclosure Stats That Will Surprise You

Posted on Mon, Dec 29, 2014 @ 04:12 AM

It’s no secret that the entire nation—the entire world, really—has taken a beating over the past seven years where the economy is concerned.

While many of us accepted the challenge of hard times and watched as entire companies and banks fell, a lot of people had to deal with the recession much closer to home. Millions of people lost their houses due to foreclosure and countless others had to hand over their commercial buildings for the same reason.

Read More

How Texas Property Tax Loans Work

Posted on Mon, Dec 15, 2014 @ 04:12 AM

If you find yourself delinquent on your property taxes, it goes without saying that you could quickly find yourself in a much worse situation. As soon as you become delinquent, interest and penalties can begin piling up, ensuring that it becomes even more difficult to get in the clear.

Read More

The Truth About Texas Property Tax Loans

Posted on Mon, Nov 24, 2014 @ 10:11 AM

There is quite a bit of misinformation out there about tax lien transfers, more commonly known as property tax loans. Despite the manufactured negativity encircling them, they remain a safe, legal, and essential part of Texas’ financial landscape. These closely regulated transactions have helped thousands of Texas families stay in their homes, while enabling the collection of millions of dollars in tax revenue each year. Let Property Tax Funding help you understand a little more about this important financial tool.

Read More

How to Find the Right Property Tax Lender

Posted on Tue, Jun 10, 2014 @ 05:06 AM

Applying for a loan with a property tax lender can be a fast, hassle-free solution to a delinquent tax problem. Before you sign a loan agreement, make sure that you understand how this type of borrowing works. Since the tax lender will hold the tax lien on your property, you'll really want to take your time finding the right property tax lender.  Making a wise choice upfront can save you potential headaches down the road.  Asking the following questions can help you choose the right property tax lender:

Read More

What is Property Tax Lending?

Posted on Thu, Jun 05, 2014 @ 06:06 AM

If this is the first time you've had difficulty getting your taxes paid, you may have just heard about property tax lending, and want to know more. So what exactly Is property tax lending? It's a specialized type of lending that gives Texas property owners a cost-saving alternative to huge tax assessor delinquency fees.  What many property owners don’t know is that tax assessor penalties can increase your tax bill by 48 percent in just twelve months. Let's answer some other key questions:

Read More

Five Considerations before getting a Texas Property Tax Loan

Posted on Wed, May 28, 2014 @ 05:05 AM

If you owe past-due property taxes, a Texas property tax loan can offer a fast, affordable solution. The following can help you make an informed borrowing decision:

Read More

When to Consider a Property Tax Loan

Posted on Tue, May 20, 2014 @ 05:05 AM

Falling behind on your annual property taxes can be incredibly stressful and expensive, and the problem won't simply go away on its own.  A property taxes loan can save you money and headaches, but how do you know if you really need to take this step? If you can relate to any of the following scenarios, a property taxes loan could be the solution you've been searching for:

Read More

Subscribe by Email