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Call: 877-776-7391

Property Tax Loans Covering All of Texas

Property Tax Funding helps homeowners and commercial property owners throughout Texas finance delinquent property taxes. Serving all 254 Texas counties since 2008.

  • 24 Hour Approval
  • No Payments for up to 12 Months
  • Affordable Monthly Payments
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Property Tax Funding is a BBB Accredited Property Tax Lender in Dallas, TX

Fast Tax Loan Estimate

Get your free estimate in minutes

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Property Tax Financing Across Texas

There is no credit check, and property tax loan terms can extend up to 10 years. Financing is available for eligible residential and commercial property taxes, with funds paid directly to the taxing authorities. Call 877-776-7391 for a free estimate and information about available terms.

Understanding Property Taxes in Texas

Texas does not impose a statewide property tax. Instead, counties, cities, school districts, and other local taxing units establish rates that together determine a property's tax bill. SmartAsset reports an average effective property tax rate of 1.31% in Texas, compared with a national average of 0.89%, and a typical annual property tax payment of $4,108. If property taxes become delinquent, penalties can reach up to 48% by the end of the delinquent year, while foreclosure risk increases as the balance remains unpaid.

Property Owners Across Texas

Texas had an estimated population of 31.7 million on July 1, 2025, up 8.8% from the April 2020 estimates base. Census QuickFacts reports a median owner-occupied home value of $283,800 for 2020-2024, with 62.6% of housing units owner occupied. The state also issued 210,217 building permits in 2025. These figures reflect the scale and continued growth of Texas's residential property market across large metropolitan areas, smaller cities, and rural counties.
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Local Help. Statewide Reach.

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12,000+

Texans Served

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99%

Loan Approval Rate

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18

Years in Business

Frequently Asked Questions

Have another question? Call us today at 877-776-7391 - we're always here to help.
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Will I qualify?

99% of Texas property owners qualify, even with less-than-perfect credit. Borrowers cannot be in bankruptcy.

What are the interest rates?

Interest rates vary based on loan amount, term, and property type. Contact us for current rates and a personalized estimate.

How quickly can I get approved?

Once we have your basic information, you can be approved and scheduled for closing in as little as 24 hours.

Will this affect my credit score?

No. A loan from Property Tax Funding does not affect your credit score. We do not pull credit or report to credit agencies.

What documents do I need to apply?

We require a copy of your driver’s license to verify your identity. Properties owned by an entity or trust will also require governing documents.

Why should I choose Property Tax Funding?

We’re Texas's highest-rated property tax lender — trusted by 12,000+ property owners. We can get you approved for a loan in 24 hours, there are no payments for 12 months, and you can repay us through affordable monthly payments.

Apply Online or Call 1-877-776-7391

The process is easy and takes just a few minutes.